Effective May 7- May 13, 2008 
Savings Specials
Certificate of Deposit

Annual
Percentage
Yield (APY)

Interest
Rate

Minimum
Opening Deposit
Required

Minimum 
Daily
Balance
to earn APY 

9 Month Special
A penalty may be imposed for early withdrawal

2.75%

2.72%

$5,000

$500

Loan Specials - 
Special Fixed Home Equity Loans

Interest
Rate 

Points 

Annual
Percentage
Rate (APR)
Pmt/$1,000
Borrowed 
Restrictions Apply-
Please contact usfor details.
    
10 Year  6.200% n/a 6.200% $11.20
15 Year  6.500% n/a 6.500% $8.71
20 Year 6.750% n/a 6.750% $7.60