Effective August 19, 2009 - August 25, 2009 
Savings Specials - Certificate of Deposit

Annual
Percentage
Yield (APY)

Interest Rate

Minimum
Opening Deposit
Required

Minimum Daily
Balance
to earn APY 

9 Month Special Certificate of Deposit
A penalty may be imposed for early withdrawal

0.75%

0.75%

$5,000

$500

Loan Specials - 
Special Fixed Home Equity Loans
Restrictions Apply-
Please contact us for details.

Interest
Rate 

Points 

 Annual
Percentage
Rate (APR)		 Pmt/$1,000
Borrowed 
10 Year Fixed Home Equity Loan 5.825% n/a 5.825% $11.02
15 Year Fixed Home Equity Loan 6.075% n/a 6.075% $8.48
20 Year Fixed Home Equity Loan 6.375% n/a 6.375% $7.39