CHECKING THAT FITS

Good banking starts with good checking. It’s probably the product that you’ll use the most.  So our take on checking is this: Your life is busy.  That’s why we do everything we can to make things easier, with features like online banking, free bill-pay (in most cases), low minimum balances, and, of course, the personalized service we are known for.  Bank with us, and you’ll get more than good checking. You’ll get checking that fits.

REALITY CHECKING
Want checking that fits how you really live?  Choose our Reality Checking.  It’s an interest-bearing account with FREE Online Banking and Bill Pay, plus all the features you need to make banking easier:

No-fee debit and credit cards
FREE unlimited ATM transactions anywhere in the USA
Retirement and education accounts, with easy monthly savings plans
Bonus rates on custodial savings accounts
Free first order of checks
No monthly fee when you maintain a minimum balance* or use Direct Deposit

*Just $1,000 in your account, or a combined balance of $5,000 or more in any linked checking, savings or CD account.

FREEDOM CHECKING
If you like to keep it simple, we’ve got your checking account. Our Freedom Checking gives you free checking, plus the key features you need, with no minimum balance.   It’s simple and free.

Free checking, plus
Unlimited point-of-sale transactions
No monthly fee or required minimum balances

eFREEDOM PLUS CHECKING
Like the freedom of having all kinds of checking features at your fingertips?  Go with eFreedom Plus Checking. You’ll get an interest-bearing account, with built-in convenience, plus all the features you need to make banking e-e-e-e-e-s-y!

No-fee debit card
FREE unlimited ATM transactions anywhere in the USA
FREE first order of checks
No monthly fee when you maintain a minimum balance* or use Direct Deposit

*Just $500 in your account, or a combined balance of $5,000 or more in any linked checking, savings or CD account.

FREEDOM 50 CHECKING
Age has its advantages, and here’s a big one: Our Freedom 50 Checking is an interest-bearing account, with lots of features, plus bonus rates on CDs and a lot more. If you’re 50, enjoy! You’ve earned it.

No-fee debit card
FREE unlimited ATM transactions, anywhere in the USA
FREE checks for life
FREE travelers checks
No monthly fee or minimum balance requirement

REALITY MONEY MARKET ACCOUNT
Want a good way to save, while maintaining convenient access to your funds?  Open a Reality Money Market Account.  You’ll get interest on your balances and still enjoy many of the features of a checking account:

Tiered savings interest rates, plus:
Limited check writing
No monthly fee
Access your money up to 6 times per month

ATM/VISA Debit Card
Every Litchfield Bancorp Personal Checking Account includes a Free ATM/VISA Debit Card. You have the convenience of using your card at thousands of ATMs or retailers nationwide. Best of all, while some banks may impose a fee, all your ATM transactions are FREE (excluding Freedom Checking Accounts).

If you believe your ATM Card or PIN has been lost or stolen, please call us at (860) 567-9401 in Litchfield or (800) 670-3456 from anywhere in the USA.

If you believe your VISA Debit Card or PIN has been lost or stolen, please call us at (860) 567-9401 in Litchfield or 
(800) 670-3456 from anywhere in the USA, or you can call 
(800) 264-5578 during non-business hours.

Debit card fraud is serious business. That’s why we watch out for you, by protecting your Litchfield Bancorp debit card with FraudWatch Plus.

Direct Deposit
Direct Deposit ensures your funds are protected from theft or loss, and confidentiality is guaranteed. It’s the quickest way to access your paycheck or Social Security check.
Print your direct deposit application online .

Compare Checking Accounts
If you want an at-a-glance comparison of the checking products we offer, this chart will make it easy to decide which account is best for you.